You’ve built your business. Now it's time to build your legacy.

Secure your financial future with wealth strategies built for entrepreneurs.
Schedule a consultation
I help business owners and high-income professionals transform hard-earned success into lasting wealth through strategies most advisors won't show you.
Jacob Bayer
Hi, I'm Jacob Bayer.
I’m an entrepreneur
I’m a wealth manager
I'm a financial advisor
I'm a business strategist
01

Investment strategy

Tailored portfolio design combining traditional and alternative assets to maximize long-term returns
02

Tax planning

Advanced tax mitigation strategies that preserve wealth through sophisticated trust structures and timing techniques
03

Business financial services

Comprehensive solutions including 401k design, capital lending, and cash flow optimization for business growth
04

Alternative investments

Exclusive access to private equity, hedge funds, and specialized ventures typically unavailable to individual investors
05

Personalized financial planning

Hands-on financial roadmapping with regular milestone tracking to help you achieve your specific wealth objectives
01

Investment strategy
‍

Tailored portfolio design combining traditional and alternative assets to maximize long-term returns
02

Tax planning
‍

Advanced tax mitigation strategies that preserve wealth through sophisticated trust structures and timing techniques
03

Business financial services
‍

Comprehensive solutions including 401k design, capital lending, and cash flow optimization for business growth
04

Alternative investments
‍

Exclusive access to private equity, hedge funds, and specialized ventures typically unavailable to individual investors
05

Personalized financial planning

Hands-on financial roadmapping with regular milestone tracking to help you achieve your specific wealth objectives
SMART ENTREPRENEURS KNOW:

Entrepreneurship opens the door to wealth, but it doesn't guarantee financial security.

Here's the stark reality business owners face every day:

Your wealth strategy falls to the back-burner

You've built a thriving business, but your personal wealth strategy hasn't kept up. Now you're playing catch-up.

You don't have time for financial complexity

You're busy running operations and managing teams. You need someone who speaks your language, tells it straight, and handles the details.

Your net worth is too tied up in your business

Your net worth statement looks impressive, but most of it is locked in your business, exposing you to risk.

Traditional advisors don't understand you

Most advisors have never built or sold a business. They don't understand your unique mindset, challenges, and opportunities.

You're overpaying in taxes

Your CPA handles compliance, but who's proactively planning to keep more of what you earn?

You need strategies beyond the stock market

The stock market is great. But you want alternative investment ideas as innovative as you are.
The pathway to true and lasting wealth? Intentional, disciplined financial planning.
When we work together, you'll begin to think strategically, build wealth deliberately, and secure your financial legacy.
After every conversation with Jacob, I walk away with new perspectives on wealth building.
As an entrepreneur, I needed a financial advisor who truly understood business ownership. Jacob immediately stood out with his entrepreneurial mindset and deep knowledge. What separates him is his ability to think outside the box and provide insights beyond traditional wealth management. After every conversation, I walk away with new perspectives on wealth building. If you're looking for someone who combines expertise with genuine care for your success, Jacob Bayer is your answer.
JASON LOEB
Entrepreneur
Sudsies.com

My investment philosophy

Most financial advisors have never started a business. They've never met payroll during a downturn or navigated the complexities of selling a company. I have. Four businesses built. Multiple exits. Years in the trenches.

That's why my clients don't just get investment advice, but a partner who deeply understands the entrepreneurial mindset. Someone who knows that your relationship with money isn't just about numbers—it's about creating freedom, legacy, and impact. This perspective changes everything about how I approach wealth management.
01

It's a marathon,
not a sprint

True wealth isn't built overnight. I advocate for patient investment strategies with 10-20 year horizons, helping clients resist short-term market reactions that often lead to poor returns.
02

A voice of reason through every storm

I believe in active financial partnership. We set clear goals together, and I provide ongoing guidance to keep you on track, especially during market volatility when emotions might cloud judgment.
03

Financial plans that feel right for you

I take the time to truly understand your goals, risk tolerance, and personal history before recommending any investment strategy. Our relationship begins with 4-5 in-depth meetings to create a comprehensive plan tailored specifically to you.
04

Unlocking every financial advantage

With knowledge across 1,000+ investment types, I provide access to opportunities most advisors never mention: private equity, structured products, alternative investments, and tax-saving strategies that can dramatically improve your returns.

My investment philosophy

Most financial advisors have never started a business. They've never met payroll during a downturn or navigated the complexities of selling a company. I have. Four businesses built. Multiple exits. Years in the trenches.

That's why my clients don't just get investment advice, but a partner who deeply understands the entrepreneurial mindset. Someone who knows that your relationship with money isn't just about numbers—it's about creating freedom, legacy, and impact. This perspective changes everything about how I approach wealth management.
01

It's a marathon,
not a sprint

True wealth isn't built overnight. I advocate for patient investment strategies with 10-20 year horizons, helping clients resist short-term market reactions that often lead to poor returns.
02

A voice of reason through every storm

I believe in active financial partnership. We set clear goals together, and I provide ongoing guidance to keep you on track, especially during market volatility when emotions might cloud judgment.
03

Financial plans that feel right for you

I take the time to truly understand your goals, risk tolerance, and personal history before recommending any investment strategy. Our relationship begins with 4-5 in-depth meetings to create a comprehensive plan tailored specifically to you.
04

Unlocking every financial advantage

With knowledge across 1,000+ investment types, I provide access to opportunities most advisors never mention: private equity, structured products, alternative investments, and tax-saving strategies that can dramatically improve your returns.
OUR SOLUTIONS

Build your wealth, your way

Investment management
Business owner solutions
Tax strategy & planning
Retirement planning
Family & education planning
Real estate
Life planning
Stock Market Strategies
Strategic portfolio construction across domestic and international markets with a focus on long-term growth
Fixed Income & Bonds
Municipal bonds and corporate bond strategies to provide steady income streams
Exchange Traded Funds (ETFs)
Targeted exposure to various sectors, industries, and investment themes
Structured Products
Customized short-term investment vehicles that offer potential returns with defined risk parameters
401(k) Plans
Design, implementation, and management of retirement plans specifically for business owners and their employees
Business Lending
Access to capital for growth, acquisition, or cash flow management
Executive Compensation Planning
Optimization of salary, bonuses, stock options, and other compensation elements
Pre-Liquidity Planning
Preparation for business sale or major liquidity events
Tax-Efficient Investment Strategies
Portfolio construction with tax implications in mind
Trust Creation & Management
Establishment of various trust structures to minimize tax liability
Estate Planning Strategies
Comprehensive approaches to transferring wealth with minimal tax impact
Donor Advised Funds
Tax-efficient charitable giving strategies
Retirement Income Strategies
Creating sustainable income streams to support your lifestyle
401(k) Rollovers
Guidance on handling retirement accounts during career transitions
IRA Management
Traditional and Roth IRA planning and optimization
Pension Maximization
Strategies to optimize defined benefit plan payouts
College Savings (529 Plans)
Tax-advantaged education funding strategies
UGMA/UTMA Accounts
Custodial accounts for minors with various tax benefits
Multi-Generational Wealth Transfer
​Estate planning strategies to preserve and transfer wealth to future generations while minimizing tax implications
Planning for Individuals with Special Needs
Specialized planning for family members with particular requirements
Investment Property Analysis
Evaluation of potential real estate investments
Real Estate Portfolio Management
Strategic oversight of property investments
Real Estate Lending Solutions
Access to financing for property purchases and refinancing
1031 Exchange Facilitation
Tax-deferred exchange of investment properties
Comprehensive Wealth Planning
Integration of all financial aspects into a cohesive strategy
Risk Management & Insurance
Life insurance, long-term care insurance, and annuity evaluation
Philanthropic Management
Strategies for impactful charitable giving
Lifestyle Advisory Services
Guidance on major life purchases and decisions
THE PROCESS

What to expect

1
Discovery
2
Strategic planning
3
Implementation
4
Ongoing partnership
1

Discovery

We begin with in-depth conversations about your financial history, current situation, goals, and concerns. I take the time to understand not just your assets, but your values, risk tolerance, and vision for the future.
2

Strategic Planning

We develop a comprehensive financial strategy. Every decision connects back to your goals—whether that's building retirement wealth, funding your children's education, or creating a lasting legacy.
3

Implementation

Once we've agreed on the strategy, my team and I handle all aspects of implementation, from account setup to asset transfers and investment placement. We manage all details to make the process seamless.
4

Ongoing Partnership

Our relationship continues with regular check-ins every six months, plus availability anytime questions or concerns arise. As your life evolves, we adjust your strategy to ensure it remains aligned.
Whether you're an established entrepreneur managing multiple millions or a professional building toward future goals, my advisory approach remains the same:
Patient, hands-on guidance focused on your long-term success.
Whether you're an established entrepreneur managing multiple millions or a professional building toward future goals, my advisory approach remains the same:
Patient, hands-on guidance focused on your long-term success.
Jacob created a sophisticated strategy that doubled my returns
When I first came to Jacob, my previous advisor had simply placed all my money in S&P funds—something I could have done myself. Jacob created a sophisticated strategy with covered call options and AI ETFs that doubled my returns. He set up a tax-efficient 401(k) for my painting business that I could borrow against, and later helped me secure $200,000 for expansion using my portfolio as collateral. His knowledge spans everything from tax strategies to alternative investments. Perhaps most valuable was his business advice on delegation and marketing, which helped grow Elmer's Painting by over $1,000,000. Jacob offers far more than investment management—he's a partner who genuinely cares about your success.
Elmer Enriquez
Elmer's painting

FAQs

Do you only manage investments, or do you provide comprehensive financial planning?
I provide comprehensive wealth management that includes investment management, tax planning, estate planning, and business integration strategies. My approach is holistic – considering all aspects of your financial life.
Do you work with clients who aren't entrepreneurs?
While my specialty is working with entrepreneurs and business owners, I also work with high-income professionals ($250k+) who appreciate my straightforward approach and comprehensive strategies.
How much does it cost to work with you?
For comprehensive wealth management clients (typically $500k+ in investable assets), I work on a percentage of assets under management, ranging from 0.5% to 1% depending on complexity. For clients in the wealth-building phase, I offer a transparent fee-based service ($1,800) that includes specific financial planning services.
What makes you different from other wealth managers?
My entrepreneurial background means I understand business owners in a way most advisors don't. I've built and sold companies, managed cash flow during growth, and navigated business transitions. This gives me unique insight into the challenges entrepreneurs face when building personal wealth.
How often will we meet to review my financial plan?
After our initial 4-5 meeting onboarding process, we'll have formal review meetings every six months. However, I'm available whenever you have questions or concerns, and I proactively reach out when opportunities or challenges arise.
What types of alternative investments do you offer?
I provide access to a diverse range of alternative investments beyond traditional stocks and bonds, including private equity, hedge funds, oil & gas opportunities, structured products, and real estate investments. My experience with over 1,000 investment types allows me to identify opportunities that match your risk tolerance and goals while potentially delivering stronger returns than conventional options.

Ready to discuss your financial goals? Let's connect.

The best way to determine if we're the right fit is through a brief, no-obligation consultation. We'll discuss your financial goals, current challenges, and explore how my hands-on wealth management approach can help you achieve your objectives.
Schedule a 30-minute consultation
Phone
845-263-4470
Email
jacob@jbayerwealth.com
Office
9 Elener Lane Apt 201, Spring Valley, NY 10977
Jacob Bayer Wealth Management combines an entrepreneur's mindset with deep financial expertise to craft wealth-building strategies that actually work. We understand the drive that fuels your success because we've built businesses too—now let's protect and grow what you've earned.
Follow me on LinkedIn for financial tips and market updates
Certified Financial Planner (CFP®)
Series 7 & 66 Licensed
Wealth Management Certified Professional (WMCP®)
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Phone
845-263-4470
Email
jacob@jbayerwealth.com
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